CORONAVIRUS UPDATE: What We Are Doing to Protect Our Clients

Chepenik & Trushin LLP

Elder Law

We offer Medicaid planning services to help client’s defer the high costs of long-term care. While Medicare will help pay up to 100 days of skilled or rehabilitative care under certain circumstances, it does not cover any of the costs of long-term care. Long-term care (sometimes referred to as custodial care) services are necessary when someone is unable to perform the basic activities of daily living without major assistance. Those activities including, walking, standing, dressing, feeding, bathing and doing toiletry.

Long term care services, whether provided in a nursing home, assisted living facility or home environment, is paid for in one or a combination of ways:

  • Long term care insurance;
  • Private funds; and
  • Medicaid.

Some individuals are fortunate enough to have long term care insurance, and this is something we recommend that people investigate. If you are young and healthy enough to qualify, and can afford the premiums, long term care insurance may be your best option. For the rest of the people faced with concerns for the costs of long term care, understanding Medicaid is critical.

During your long term care Medicaid planning consultation we will discuss how to qualify for the benefits, and what the options are to protect assets from being depleted. Universally, our clients have a desire to receive high quality care and to avoid spending more assets than necessary to qualify for benefits. Many of our clients also have a desire to preserve assets for their spouse, children and other heirs.

We work with many clients who have been given misinformation from nursing home or hospital staff, from case workers, and from other friends and relatives. We help explain how the programs really work and put minds at ease with better understanding.

Options that are available in a given situation can range from very simple to complex, and each depends on the particular facts and the client’s preferences. There is no “one-size-fits all” solution when it comes to Medicaid planning.

We can help with all stages of the Medicaid eligibility process including pre-eligibility planning and the application process. Below is a list of information and items we would like you to bring to your initial consultation. Having this information will help make our meeting more productive. However, if you cannot pull all of this together, just do the best you can.

  • Copy of current power of attorney for finances and health
  • Copy of any wills and trusts you have already created
  • Current balance of all bank accounts, CDs, stocks, bonds, mutual funds, brokerage accounts, etc.
  • Current balances in all retirement accounts.
  • Any life insurance policies you own, along with information about the current cash value of any whole life policies.
  • Copies of any annuities you own
  • Information regarding all real estate you own
  • Details on any businesses you own
  • Value of any vehicle(s) you own or make, model, year and mileage of any such vehicle(s).
  • List of any gifts or loans you have made in the last five years.
Client Reviews
★★★★★
Just want to start off by saying the team assembled at CHEPENIK/TRUSHIN is by far amazing. Their dedication and the amount of time they put into working on my file is by far the best service I have ever received. And the cherry on top is their ability to communicate with me and their entire team is seamless. Peter C is also a wealth of knowledge that can guide you in the right direction and place you in the competence of BART and BRAD. This is a firm I highly recommend. Ali M, business owner, Miami, FL 2018
★★★★★
The team at Chepenik Trushin LLP are experienced, professional and dedicated in handling all Probate, Guardianship and Estate legal matters. I have referred them numerous clients over the years; all of which have been truly appreciative of their firm's excellence in representation. Jesse S., Esq.
★★★★★
I highly recommend this law firm for your estate planning and probate litigation needs. Passionate and dedicate attorneys who are committed to going above and beyond to help their clients. Tiffany C Gonzalez, CPA
★★★★★
He (Honorable Magistrate Judge Kimler, Miami Dade Probate and Guardianship court) taught me well. After my experience with my client and your law firm as my legal counsel, the standing joke at Dade County courthouse is that I know the Marchman Act almost as well as the judge who wrote it. Ms. Bambi Williams, GCM
★★★★★
So very impressed with Bradley Trushin, Partner at Chepenik Trushin LLP. I had the privilege of attending his presentation on Probate, Guardianship & Elder Abuse. Brad presented today to 45 trust bankers and probate realtors. Brad is a top notch Litigator with a keen attention to detail. Maji Ramos, RE Broker
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